Yes, we accept Spot. Buy Now, Pay Later for purchases up to $1,000 (dependent on your limit). Just use your Spot. Buy Now, Pay Later digital card details, when you checkout.
Important to know:
Spot. Buy Now, Pay Later can be used for orders of up to $1,000 (subject to your approved limit and inclusive of any delivery costs).
Special Spot. Buy Now, Pay Later offer.
Spend $100 or more and get a $25 eGift card towards your next purchase.*See terms
How it works
Spot. Buy Now, Pay Later is a service that allows you to make purchases now and pay them back over time. Make a purchase today and you can pay back in 4 payments or if your purchase is over $200, you may choose to pay $10 to break it down into 8 smaller fortnightly payments. You’ll make your first payment the day after your purchase and the following payments fortnightly after that. To use Spot. Buy Now, Pay Later:
- Add your items to your cart.
- At checkout, choose ‘Credit or debit card’ as your payment method and enter your Spot. Buy Now, Pay Later digital card details. If you don’t already have a Spot. Buy Now, Pay Later account, you can apply now and with a fast approval process you could complete your purchase in no time at all.
- That’s it! Your purchase will be split into 4 payments. Alternatively, if your purchase is over $200 you may choose to pay a once-off $10 fee to break it down into 8 smaller fortnightly payments.
Spot. Buy Now, Pay Later uses a digital card that you will need to add to your Apple Pay or Samsung Pay wallet once you’ve been approved, in order to spend.
Then just tap and pay with your Spot. Buy Now, Pay Later card at the counter.
<accordion-title>How does Spot. Buy Now, Pay Later work?</accordion-title>
<accordion-text>You can make purchases using your digital card anywhere Mastercard is accepted. Each transaction will be paid in 4, interest-free fortnightly payments. Late fees and pay-in-8 upfront fees can apply.
Generally, your first payment date will be the business day after the transaction is received from the merchant (or shortly thereafter) and each subsequent payment will be due approximately fortnightly after that.
For purchases of $200 or more should you choose to extend the payment period to 8 interest-free fortnightly payments, a $10 upfront fee will be added to your first payment.</accordion-text>
<accordion-title>Is Spot. Buy Now, Pay Later Interest Free?</accordion-title>
<accordion-text>Yes, all purchases made using Spot. Buy Now, Pay Later are interest free. If a payment is late, however, fees do apply, and the account will be locked from making further purchases until repayments are back on schedule. There is also a $10 upfront fee for a pay-in-8 purchase.</accordion-text>
<accordion-title>How do I return an item I bought with Spot. Buy Now, Pay Later?</accordion-title>
<accordion-text>If you change your mind, bring your item in-store and we’ll process a refund as outlined in our Refunds & Warranties guide. Once your return has been accepted, the credit will be processed to the nominated bank account used for your Spot. Buy Now, Pay Later account. From there you can close your payment plan by selecting the plan in the Citi Mobile® App (which is how you access and manage Spot. Buy Now, Pay Later) and tapping the “Make payment” button to pay any outstanding repayments. If you don’t close your payment plan, it will continue to deduct payments every 2 weeks until the plan is fully repaid.
For large items like whitegoods and certain TVs, we can organise a return courier for you. This service is free but may take a little longer. Once the item has been received and assessed we will be in touch with an update on your refund. If you would like to organise a return courier, please submit a request.</accordion-text>
Got more questions? Learn more on the Spot. Buy Now, Pay Later website.
Eligibility: To be eligible to receive a $25 JB Hi-Fi eGift Card, you must spend $100 or more in one transaction using your Spot. Buy Now, Pay Later account at JB Hi-Fi between 1 October 2021 and 30 November 2021. Refunds, chargebacks and Spot. Buy Now, Pay Later special promotions do not contribute to the spend criteria. This offer is limited to one eGift Card per Spot. Buy Now, Pay Later account. Your Spot. Buy Now, Pay Later account must remain open and in good standing to receive the $25 eGift Card.
Getting it to you: The eGift Card will be sent to you within 28 days of meeting the spend criteria, to the email address maintained with your Spot. Buy Now, Pay Later account.
Using your eGift Card: eGift Cards are redeemable at JB Hi-Fi stores in Australia and the online retail store www.jbhifi.com.au. eGift Cards are not redeemable at JB Hi-Fi Solutions and the Sydney International Airport store; nor are they redeemable for JB Hi-Fi Education Orders, BYOD Portal Orders, Family and Friends Orders (Including goods purchased from related websites), Miele, Asko or Agency Products. eGift Cards are not able to be reissued. Redemptions may not be reversed, cancelled or changed. eGift Cards are non-reloadable and non-redeemable for cash. eGift Cards are subject to JB Hi-Fi Gift Card Terms & Conditions.
Offer validity: This offer is valid until 30 November 2021. Post this advertised date, Spot Ventures reserves the right to continue, withdraw or change the offer at any time without notice.